Many comprehensive car insurance policies include windscreen and glass cover, and some offer it as an optional extra to reduce or remove the excess. Third party policies usually do not. Check your policy or call your insurer before booking.
What should I check in my policy?
Whether glass is covered, whether an excess applies to glass claims, and whether you have an optional windscreen cover that reduces it.
Is it worth claiming for a chip?
Sometimes paying for a chip repair yourself is simpler than a claim. It depends on your excess and policy.
Can I choose who fits the glass?
That depends on your insurer. Ask them when you lodge the claim.
What details will I need?
Your policy number, the claim number if you have lodged one, the date of the damage and photos.
Frequently asked questions
Does third party insurance cover windscreens?
Usually not. Glass cover is typically part of comprehensive policies.
Will a windscreen claim affect my no-claim bonus?
It depends on the insurer. Ask them before you claim.
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